?????? ??? , ??? ?????? ??? ?????? ??? , ??? ?????? ??? ????? , ??? ?? ???? ???? ?? ?????? ??? , ??? ?? ???? ??? ?????? ??? , ??? ???? ????? ?? ?????? ??? , ??? ???? ??? ?? ?????? ??? ???? ???? ?? ??????? ?? ???????? ??????? ???? ??? ????? ??? ????????? ???? ????? .. A reserve’s complete rating relies on several elements, which include the numb